The BBS Bank Ipechetse personal loan is an opportunity for you to finance your needs without any struggle, whatever your plans may be — from consolidating loans to planning your dream vacation — we're here to help you with a loan facility that best fits your needs. BBS Bank prides itself on quick loan decisions, easy-to-understand applications, and competitive interest rates.


Loan Features

  • Application appraised within 48 hours from document submission
  • Maximum loan amount of P700,000.00
  • Maximum term of 120 months
  • Can consolidate loans from other financial institutions.

Why BBS Bank??

  • The BBS Ipechetse loan offers a longer repayment period, thereby lowering your monthly installments.
  • The loan is secured by a comprehensive loan protection cover giving you peace of mind, providing a 'safety net' for any of the below risks:
    • Credit life – Loan is cleared in case of death.
    • Permanent Disability – Loan is cleared in case of permanent disability.
    • Total Temporary Disability – Insurance pays 6 months of the loan installments.
    • Retrenchment Insurance – Insures against income loss, insurance will pay the bank 6-months worth of installments if the customer loses income due to retrenchment.


  • Salaried employees in the public sector as well as private employees
  • Minimum age of 18 years
  • Maximum age of 64 years
  • Must have been employed for a minimum period of 6 months


  • Proof of ID (Omang)
  • Current Payslip
  • Confirmation letter of Employment with physical and postal address
  • Bank Statement for the previous 3 months
  • Loan Settlement Balance where a customer wants to consolidate
  • Copy of Marriage Certificate (Form A if married out of community of property Form B if married in community of Property)/Decree Absolute where applicable.
  • Salary to be credited to BBS for non-scheme customers


For further enquiry email To apply, kindly visit your nearest BBS Branch.

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