Do you offer personal loans?

The Society does not offer unsecured personal loans because of statutory limitations. However, there is a short-term loan which an individual can take as long as they have Paid-up shares, Subscription shares or a Fixed Deposit account. Individuals can borrow up to 75% of their investment which also acts as the loan security. A short-term loan is not a withdrawal of shares. The shares will still remain yours and are committed to their long term income earning potential.